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In conclusion, Atlantic Union had another solid quarter and a good 2019.

In conclusion, Atlantic Union had another solid quarter and a good 2019.

We continue to make constant progress against our strategic priorities and delivered good monetary performance despite headwinds through the interest rate environment that is adverse. We stay highly confident just just what the near future holds we have to deliver long-term sustainable financial performance for our customers, communities, teammates and shareholders for us, and the potential.

I’m able to think about no better method in order to complete my responses into the brand brand brand New 12 months, than by reiterating Atlantic Union Bankshares is just an uniquely valuable franchise. It is thick and compact in great areas having tale unlike virtually any in our area. We now have assembled the scale that is right the best areas therefore the right group to supply high end in a franchise that may not be replicated in Virginia. We now have development opportunities within our new york and Maryland operations with what we think are going to be a disruption that is multi-year with certainly one of our biggest rivals.

We’ll now turn the decision up to Rob to pay for the economic outcomes for the quarter and for 2019. Rob?

Robert Michael GormanExecutive Vice President and Chief Financial cashcall mortgage rates Officer

Many thanks, John and morning that is good every person. Many thanks for joining us today. I’d now want to simply just take a few momemts to offer some details of Atlantic Union’s economic outcomes for the 4th quarter and for 2019.